Yes. As the Texas Department of Insurance (TDI) says, “It is illegal for contractors or roofers to offer to waive a deductible or promise a rebate for all or part of a deductible." And waiving deductibles is often a sign that a contractor is more interested in...
It's no secret that Texas' roofing market has its fair share of shady activity. The biggest red flag is any contractor offering to waive your deductible or to "make up for it" by providing gifts. This is illegal, and it indicates that they may be more interested in...
The most common reasons a roof claim is denied is due to a lack of coverage, a lack of maintenance, damage due to basic wear and tear, or the homeowner filing the claim too late.
Insurance adjusters often use a program called Xactimate to estimate repair costs. Because Xactimate uses real-time labor and material costs, it's easier to standardize estimates between contractors and adjusters. If there’s a discrepancy, it’s likely due to an item...
In-house adjusters are employees of your insurance carrier, while third-party adjusters are hired on a case-by-case basis, often when carriers are overwhelmed and need outside help with claims. You can think of a public adjuster as a homeowner advocate. They often...
The Texas Department of Insurance (TDI) suggests that homeowners buy insurance from companies that the TDI has licensed. We can generally organize carriers by national carriers, which tend to offer widespread coverage but may lack personalization; regional carriers,...
Start by calling your insurance carrier, and they'll walk you through the steps and schedule a time for an adjuster to perform an inspection. If your carrier determines if your damage is claim-worthy, a payout will be determined.
What makes damage claim-worthy is determined by your insurance policy. For instance, if your roof is damaged because it hasn't been properly maintained, then it's unlikely to be claim-worthy. However, if a hailstorm caused the damage, and your policy covers this...
Absolutely. The DFW Roofers team has a long and successful history working alongside insurance to help homeowners repair their properties after storms. Whether you need a consultation or are just looking for a well-versed contractor to get the job done, don’t hesitate...
Before anything else, you should prioritize your own safety. Remember: wet roofs, tall ladders, and high-stress situations don’t mix well. If you lack the experience to climb, scale, and cover or plug up damage – don’t do it. After all, we’re just a call away. Our...
In general: 1. Asphalt Shingles: Typically last 15 to 25 years. 2. Metal Roofs: Can last 40 years or more. 3. Tile or Slate Roofs: Often have a lifespan exceeding 50 years. Regular maintenance, prompt repairs, and quality installation play key roles in extending the...
That’s a great question. Let’s look at the two big factors: In the DFW area, summers are hot and we get our fair share of severe weather. There’s a certain roofing material that performs exceptionally well in these conditions: Asphalt shingles. Affordable, versatile,...
That’s the big question! We’ll have to take a look at the property to decide, but generally speaking, if your roof has isolated damage, such as missing shingles or minor leaks, repairs might be sufficient. But if your roof is approaching the end of its lifespan, shows...
The cost of a new roof in the Dallas-Fort Worth area varies based on factors like home size, roofing material, and installation complexity. As of January 24', for a standard roof replacement on a typical 3,500-foot home, a common insurance claim falls within the range...
Yes, 3-tab shingles are more affordable due to their composition of lower-cost roofing materials. But their affordability goes a bit further than that too. Beyond being cheap to make, they’re easier to install. So, those savings on time and labor costs get passed onto...
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